Interested in a Habitat for Humanity Home?
Habitat for Humanity provides a unique hand-up home ownership opportunity. We build homes with hardworking, low-income families and the community, then sell the homes at no profit with affordable mortgages to Habitat families, whom we have prepared to be successful homeowners. West Tuality Habitat for Humanity serves the rural west portion of Washington County. We work with low income families whose incomes fall between 35 and 60% of the Area Median Income (AMI). Information below based on 2016 amounts and will be modified when 2017 amounts are available from HUD (See https://www.huduser.gov/portal/datasets/il.html for current AMI information). Current building sites are located in Forest Grove, Oregon.
Applications are currently open. Applications will be available at the Forest Grove ReStore until we have a sufficient pool of qualified applicants. If you would like more information, fill out the contact form below
Financing for these houses will be provided via the USDA 502 Direct program. This program provides affordable mortgages for low and very low income families in Rrural areas. More information on this program and how it works can be found at the following link: http://www.rd.usda.gov/programs-services/single-family-housing-direct-home-loans
Criteria for Selection
Need: You will be considered for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means. Lack of adequate housing may include problems with the present structure; water, electrical or sewage service systems; heating system. Also taken into consideration are the number, the ages and the gender of children compared to the number of bedrooms in your present home.
Ability to pay a mortgage: You must be able to afford between $550 and $800 per month for monthly house payment (loan payment plus insurance and taxes). Habitat homes are sold at cost with an affordable mortgage. You will be required to openly and fully discuss your financial situation with Habitat personnel.
Willingness to partner with Habitat: You and your family must be willing to work in partnership with Habitat for Humanity. We require 500 hours of sweat equity contributed by family and friends. Sweat equity is volunteer time spent building your home and the homes of your neighbors. In addition, you must be willing to apply for a USDA 502 Direct loan.
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- Must currently be living in sub-standard, subsidized, unsuitable or unaffordable housing
- Must be willing to contribute 500 hours of “sweat equity”
- Must participate in homeownership education and/or financial literacy classes
- Must be willing to participate in helping to raise awareness about Habitat for Humanity
- Must have proof of steady income and have satisfactory credit history
- Must be within the income guidelines shown here (35-60% AMI)
- Must be a United States citizen or permanent legal resident
- Must have not owned a house in the past three years
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, physical or mental disability, familial status, national origin, age, marital status, sources of income, or any other legally protected class.
Please review the qualification guidelines to ensure you meet our criteria…
Then, please fill out the Homeowner Interest Form below.
Please note that this interest form is not an application for a Habitat home, but provides us with your contact information so that we can notify you when we have our next availability for applicants.